One wallet. Four powerful services. Built for Africa's students, professionals, and entrepreneurs.
Whether you're studying, building a career, or running a business — ThirdMoney has the tools you need.
Split bills with classmates, save for tuition in a group, raise funds for your project — ThirdMoney keeps your student finances organised.
Multi-currency wallets, compliance-ready KYC, and full transaction history for individuals and teams that move money at scale.
Register your business, get API keys in minutes, and start accepting ThirdMoney payments on your website, app, or point-of-sale.
Everything at ThirdMoney exists in service of four ideas. Every feature, every screen, every API call flows from these.
Create your account and get a multi-currency wallet instantly. Send money to any ThirdMoney user in seconds, receive from anyone, top up via mobile money or bank transfer, and withdraw to any mobile wallet or bank account. Your money, always accessible.
Africa's answer to the chama, susu, and tontine — now digital. Create or join a savings circle, set a contribution cycle, and watch the group pool grow toward your shared target.
Launch a campaign for any cause — medical emergencies, school fees, community projects, or business growth. Anyone can contribute, and every shilling is tracked transparently.
Register your business and get a set of API keys. Accept ThirdMoney payments on your website, app, or POS system. Every payment is real-time, every webhook is instant, and your dashboard shows everything.
Starting with four of Africa's most dynamic economies. More coming soon.
No paperwork. No waiting. Just sign up and start moving money.
Sign up with your email and phone number. Verify in under 60 seconds. No documents needed to start.
Deposit via Mobile Money, bank transfer, or at any ThirdMoney agent near you. Funds reflect instantly.
Transfer to any TM user, mobile wallet, or bank account across 4 African countries. Fees from just 0.5%.
Real stories from real users in Uganda, Kenya, South Africa, and Nigeria.
“I used ThirdMoney to set up a group savings with my classmates for our final year project. We hit our target in 6 weeks.”
“As a finance consultant, I send money to clients across Uganda, Kenya and South Africa weekly. ThirdMoney makes it seamless.”
“The Merchant API took 20 minutes to integrate. We now accept ThirdMoney payments on our e-commerce site and revenue doubled.”
Integrate payments into your product in under an hour. RESTful API, webhooks, SDKs.
Get the full ThirdMoney experience on your phone. Available for Android and iOS.
Available in Uganda, Kenya, South Africa & Nigeria